On-chain settlement for merchants: Is it just more friction than benefit?

asked by u/lukanagy · 13d · 1 answers

I'm still not convinced that the current crop of stablecoin payment solutions genuinely offers a compelling advantage for the average merchant over existing card networks or even localized bank transfers, especially with the extra layers of user education and operational overhead. Am I missing something crucial, or is this more of a solution looking for a problem outside of very specific niche applications?

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  • u/nelson_priya· 1 pts· 13d

    You're not wrong about the friction. The promise of lower fees often gets overshadowed by the operational complexity and the need to onboard customers to entirely new payment rails. It's a tough sell for most small businesses.