KYC Evolution in LatAm: Headache or Opportunity?

Been watching the evolving KYC/KYB landscape in LatAm, specifically around new fintech entrants and crypto platforms. It feels like every quarter there's a new directive or a slight reinterpretation of existing AML guidelines, especially regarding source of funds and beneficial ownership. On one hand, it's a compliance headache trying to keep up across multiple jurisdictions, especially for smaller players without massive legal teams. On the other, could this drive a more standardized, robust KYC tech stack across the region, potentially opening doors for more efficient cross-border operations down the line? Or are we just building more bespoke compliance silos?