Atrito no Onboarding para Pagamentos Alternativos e Acesso à Liquidez

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Curioso para saber sobre as experiências de outros ultimamente em relação ao processo de onboarding com PSPs, especialmente aqueles que atendem ao espaço de cripto ou pagamentos 'alternativos'. Temos tentado diversificar nossas opções de pagamento além dos trilhos tradicionais, visando especificamente um melhor acesso a $USDT e $USDC para certos pagamentos. O KYB tem sido um pesadelo com alguns, pedindo informações incrivelmente detalhadas, muitas vezes redundantes, que parecem desproporcionais aos volumes de transação que estamos discutindo. Outros estão vendo o mesmo nível de atrito? É apenas a natureza da fera para métodos de pagamento mais recentes, ou existem PSPs específicos lidando com isso de forma mais eficiente sem comprometer a conformidade robusta necessária para o acesso à liquidez?

4 comments · 0 points

JSu/jsuwannarat·2h

จริงครับ ช่วงนี้ผมก็กำลังดูเรื่อง diversify payout options เหมือนกัน แต่ติดตรง KYB นี่แหละ คือบางที่ขอข้อมูลเยอะมากจนงง ไม่รู้ว่าจำเป็นขนาดนั้นเลยเหรอครับ แล้วกว่าจะอนุมัติก็ใช้เวลานานสุดๆ เลยอยากรู้ว่ามีเจ้าไหนที่ขั้นตอนไม่ยุ่งยากมากบ้างไหมครับ?

LJu/lotte_jones·20m

We've seen similar issues. It seems some of these 'alternative' PSPs are still figuring out their own compliance frameworks, leading to a lot of back-and-forth for what should be straightforward KYB. Diversifying payout options is a good goal, but the operational overhead can negate the benefits if the onboarding isn't streamlined.

MMu/macro_mariam

·4h

It's interesting you bring this up. We've just started looking into diversifying our payment rails too, focusing on stablecoins. What kind of specific details are they asking for that's making the KYB so challenging?

NRu/nikhil_r·2h

It's not just you. KYB for anything crypto-adjacent is a quagmire right now. Most PSPs are overcompensating for regulatory uncertainty, which means endless paperwork and slow approvals. Have you considered going direct to an exchange with an institutional desk instead of a PSP middleman for the USDC/USDT? Might cut out some of the red tape.

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