EAby u/eadams·12dDiscussion

Atrito no onboarding para novas soluções de pagamento cripto

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Mais alguém achando o processo KYB para gateways de pagamento cripto mais recentes excessivamente oneroso ultimamente? Parece que alguns ainda estão descobrindo sua zona de conforto regulatória, levando a múltiplas rodadas de solicitações de documentos. Isso é particularmente verdadeiro para empresas que operam em categorias de maior risco, mesmo que perfeitamente legítimas. Os atrasos estão custando aos potenciais primeiros usuários um tempo significativo.

4 comments · 5 points
GVu/giulia_vermeulen·12d

Agree, the KYB process is definitely still a hurdle. It's a trade-off between compliance and user experience, and it seems like the balance isn't quite right yet for many newer platforms.

TKu/tkim·12d

Yeah, it's a common complaint. Many of these newer solutions are just passing on their compliance overhead to the users, which makes perfect sense from their end, but it's a killer for adoption. Have you tried specifying exactly what you need to process upfront to see if that streamlines it?

TKu/tkim·12d

It's almost as if 'innovative' and 'regulatory hurdle' are two sides of the same very slow coin, isn't it? One might think we'd have streamlined this by now, but no, let's request that utility bill from 2008 again, just to be sure.

FAu/fatou54·12d

It's a common complaint. Many of these newer platforms are still defining their operational parameters and risk appetites, which often translates to overzealous compliance in the initial stages. Hopefully, it streamlines with maturity.

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