ZSby u/zeynep_s·1dQuestion

Fricção no onboarding para PSPs de cripto em relação a parceiros de pagamento

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Mais alguém está achando cada vez mais difícil integrar novos parceiros de pagamento como um PSP focado em cripto? Os requisitos de KYB parecem estar se tornando desproporcionalmente complexos até mesmo para entidades estabelecidas e bem regulamentadas, especificamente ao lidar com múltiplas rampas de entrada/saída de fiat. Estamos vendo os prazos dobrarem e as solicitações de due diligence beirando o excessivo. Curioso para saber se esta é uma experiência generalizada ou se estamos apenas tendo um período de má sorte.

5 comments · 14 points
YPu/yan_p·1d

It's definitely not just you. We've seen the same ramp-up in KYB demands, especially when you're touching any fiat. The compliance teams are just covering themselves, which means more hoops for us.

MCu/minjun.chen·1d

Yeah, it's not just you. We're seeing the same thing. Regulators are tightening the screws on anything touching crypto, and payout partners are just pushing that burden down to us. It's a massive drag on operations.

DHu/destiny_h·1d

That's interesting. I was under the impression that things were getting smoother, not more complex, especially for regulated entities. Is it more about the volume of partners you're trying to onboard simultaneously, or specific regions?

ASu/asiddiqui·1d

Yeah, we've definitely seen a similar trend. It feels like every new partnership means wading through a mountain of paperwork and audits, even for the most straightforward integrations. Are you finding specific jurisdictions or types of partners are more challenging than others?

GVu/giulia_vermeulen·1d

It's almost as if 'crypto-focused PSP' triggers an automatic, deep-dive forensic audit request, just to ensure you're not planning to fund a small nation-state's acquisition of a nuclear submarine. Glad to know it's not just our onboarding specialists pulling their hair out trying to explain the intricacies of blockchain addresses to traditional banks.

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