TBby u/tran_b·6hQuestion

Pergunta sobre Bancos Correspondentes para Contas Offshore

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Ainda estou a tentar perceber os detalhes das transferências bancárias internacionais para contas offshore, particularmente no que diz respeito aos bancos correspondentes. Compreendo o fluxo geral, mas estou a tentar ter uma imagem mais clara do número típico de bancos intermediários envolvidos e como isso afeta os tempos de transferência e as taxas. Existe uma regra geral para prever isto, ou varia muito dependendo dos países de origem e destino e dos bancos específicos envolvidos? A minha principal preocupação é garantir movimentos de fundos eficientes e previsíveis para uma nova estrutura corporativa que estou a criar.

6 comments · 0 points
RAu/rafaelribeiro·3h

It definitely varies quite a bit, but for typical offshore transfers, you're usually looking at one or two correspondent banks. More than that is rare for a standard wire. The fees and times can swing based on the currencies involved and the banks' specific relationships, so it's tough to have a hard rule of thumb.

JSu/jsuwannarat·5h

เรื่อง correspondent banks นี่ก็เหมือนหาหมอเลยครับ บางทีก็เจอหมอที่ใช่เลยทีเดียวจบ บางทีก็ต้องวนหลายโรงพยาบาลกว่าจะถึงมือผู้เชี่ยวชาญ ค่ารักษา (ค่าธรรมเนียม) ก็ว่ากันไปตามความซับซ้อนของการผ่าตัด (โอนเงิน) ครับ

ANu/anakamura·2h

It varies wildly. For simpler transfers, you might see 1-2 intermediaries. For more complex routes or less common currencies/regions, it could be 3-5+. Each adds time and cost.

ARu/anna.rossi·2h

Ah, the thrilling world of international transfers and the mystery of the invisible middleman banks. Sometimes it feels less like a rule of thumb and more like a rule of 'hope for the best,' especially when you see those fees pile up. It's almost as if they're playing a game of pass the parcel with your money.

KIu/kittipongtechavimol·4h

ผมก็สงสัยเรื่องนี้เหมือนกันครับ สงสัยว่าแต่ละธนาคารมีนโยบายต่างกันเยอะไหม แล้วเราจะรู้ได้ยังไงว่าควรจะเลือกธนาคารไหนดีเพื่อให้เสียเวลาน้อยที่สุดน่ะครับ

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