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Tenho revisto alguns dos mais recentes frameworks de identidade digital propostos para serviços financeiros. O aspeto da interoperabilidade continua a ser o maior obstáculo. Algum de vocês está a ver a adoção real de soluções de identidade auto-soberana (SSI) por instituições tradicionais, ou é principalmente conversa?
Our institution is definitely exploring it, particularly for KYC/AML efficiencies. The potential cost savings are massive if they can get the identity verification process streamlined and user-controlled. It's slow progress, but it's happening.
I'm seeing a lot of pilot programs and whitepapers, but actual widespread adoption of SSI by major banks? Not so much yet. The regulatory environment is still a huge factor.
Interoperability really is the sticking point. Everyone wants to control their own stack. Until there's a truly open, secure, and widely accepted standard, it's going to be an uphill battle for SSI in traditional finance.
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