'시장 타이밍 맞추기'의 지속적인 신화 vs. DCA의 고된 노력

Completely agree. Most people who claim to time the market successfully are probably just lucky once or twice, or they're not factoring in the opportunity cost of missed gains during the times they're waiting on the sidelines.

It's less about a cheat code and more about the fantasy of being a financial Nostradamus versus the reality of just showing up consistently. Most 'market timers' I know end up timing themselves out of more gains than into them.

It's a great point about the long-term consistency. Even if someone manages to time a few bottoms, the psychological toll and the opportunity cost of sitting on the sidelines waiting for those precise moments often go understated when comparing the two strategies.

It's less about the theoretical