스테이블코인의 금리, 소매 및 실제 사용

It's a tricky balancing act. Higher rates might make stablecoin yields look less appealing compared to T-bills, but then again, if you're actually using the stablecoins for something beyond a park-and-earn strategy, the demand might hold. Or maybe I'm just optimistic enough to believe people will still want to borrow digitally, regardless of a few basis points.

That's a solid point about the nuanced impact of rate hikes on stablecoins. It really highlights how interconnected traditional finance is becoming with the crypto space, especially concerning the cost of borrowing. I wonder if we'll see a flight to quality even within stablecoins, pushing users towards those with the most robust collateral.