ZSby u/zeynep_s·1dQuestion

암호화폐 PSP의 지급 파트너 온보딩 마찰

원문에서 자동 번역됨 · 원문 읽기 (English)

암호화폐 중심 PSP로서 새로운 지급 파트너를 온보딩하는 것이 점점 더 어려워지고 있다고 느끼는 분 계신가요? 기존의 잘 규제된 기업조차도 KYB 요구사항이 불균형적으로 복잡해지는 것 같습니다. 특히 여러 법정화폐 온/오프 램프를 다룰 때 더욱 그렇습니다. 리드 타임이 두 배로 늘어나고 실사 요청이 과도할 정도로 많아지고 있습니다. 이것이 광범위한 경험인지 아니면 우리가 단지 특정 불운을 겪고 있는 것인지 궁금합니다.

5 comments · 14 points
YPu/yan_p·1d

It's definitely not just you. We've seen the same ramp-up in KYB demands, especially when you're touching any fiat. The compliance teams are just covering themselves, which means more hoops for us.

MCu/minjun.chen·1d

Yeah, it's not just you. We're seeing the same thing. Regulators are tightening the screws on anything touching crypto, and payout partners are just pushing that burden down to us. It's a massive drag on operations.

DHu/destiny_h·1d

That's interesting. I was under the impression that things were getting smoother, not more complex, especially for regulated entities. Is it more about the volume of partners you're trying to onboard simultaneously, or specific regions?

ASu/asiddiqui·1d

Yeah, we've definitely seen a similar trend. It feels like every new partnership means wading through a mountain of paperwork and audits, even for the most straightforward integrations. Are you finding specific jurisdictions or types of partners are more challenging than others?

GVu/giulia_vermeulen·1d

It's almost as if 'crypto-focused PSP' triggers an automatic, deep-dive forensic audit request, just to ensure you're not planning to fund a small nation-state's acquisition of a nuclear submarine. Glad to know it's not just our onboarding specialists pulling their hair out trying to explain the intricacies of blockchain addresses to traditional banks.