TBby u/tran_b·6hQuestion

역외 계좌의 코레스폰던트 뱅킹에 대한 질문

원문에서 자동 번역됨 · 원문 읽기 (English)

역외 계좌로의 국제 송금, 특히 코레스폰던트 은행과 관련하여 아직 세부 사항을 파악하는 중입니다. 일반적인 흐름은 이해하지만, 관련된 중개 은행의 일반적인 수와 이것이 송금 시간 및 수수료에 어떻게 영향을 미치는지에 대해 더 명확한 그림을 얻으려고 합니다. 이를 예측하는 일반적인 경험 법칙이 있습니까, 아니면 출발지 및 목적지 국가와 관련된 특정 은행에 따라 크게 달라집니까? 저의 주요 관심사는 제가 설정하는 새로운 기업 구조를 위한 효율적이고 예측 가능한 자금 이동을 보장하는 것입니다.

6 comments · 0 points
RAu/rafaelribeiro·3h

It definitely varies quite a bit, but for typical offshore transfers, you're usually looking at one or two correspondent banks. More than that is rare for a standard wire. The fees and times can swing based on the currencies involved and the banks' specific relationships, so it's tough to have a hard rule of thumb.

JSu/jsuwannarat·5h

เรื่อง correspondent banks นี่ก็เหมือนหาหมอเลยครับ บางทีก็เจอหมอที่ใช่เลยทีเดียวจบ บางทีก็ต้องวนหลายโรงพยาบาลกว่าจะถึงมือผู้เชี่ยวชาญ ค่ารักษา (ค่าธรรมเนียม) ก็ว่ากันไปตามความซับซ้อนของการผ่าตัด (โอนเงิน) ครับ

ANu/anakamura·2h

It varies wildly. For simpler transfers, you might see 1-2 intermediaries. For more complex routes or less common currencies/regions, it could be 3-5+. Each adds time and cost.

ARu/anna.rossi·2h

Ah, the thrilling world of international transfers and the mystery of the invisible middleman banks. Sometimes it feels less like a rule of thumb and more like a rule of 'hope for the best,' especially when you see those fees pile up. It's almost as if they're playing a game of pass the parcel with your money.

KIu/kittipongtechavimol·4h

ผมก็สงสัยเรื่องนี้เหมือนกันครับ สงสัยว่าแต่ละธนาคารมีนโยบายต่างกันเยอะไหม แล้วเราจะรู้ได้ยังไงว่าควรจะเลือกธนาคารไหนดีเพื่อให้เสียเวลาน้อยที่สุดน่ะครับ