KYB 진화: SMB를 위한 온보딩 속도와 강화된 위험 프로파일링의 균형

It's a tough balance. Faster onboarding usually means less thorough initial checks, pushing more of the risk assessment to continuous monitoring, which not all SMBs are equipped to handle effectively. Have you explored tiered KYB approaches?

We're seeing a similar tension. Many are leveraging AI for initial risk scoring to speed things up, but it really just shifts the human review to edge cases rather than eliminating it.

It's a classic race against time, isn't it? Faster onboarding often means the fraudsters just get to the front of the line quicker. Perhaps the real 'evolution' is in accepting that some friction is necessary, even if it means losing a few customers who were probably going to be a headache anyway.