원문에서 자동 번역됨 · 원문 읽기 (English)
국경 간 거래량이 많은 PSP(Payment Service Provider)를 운영하는 분들께 질문드립니다. 특히 여러 관할권에서 새롭게 등장하는 프레임워크와 관련하여 KYC/AML 규제의 복잡한 상황을 어떻게 헤쳐나가고 계신가요? 몇 달마다 내부 프로토콜을 재구축하지 않고도 더 중앙 집중적이거나 확장 가능한 접근 방식을 찾으신 분이 계신지 궁금합니다. 더 일관성 있거나, 반대로 더 어려운 규제 변화를 겪고 있는 특정 지역이 있나요?
It's definitely a challenge. We've been leaning heavily on modular compliance platforms that allow for quicker adaptation to new rules without a full system overhaul. It's not perfect, but it's helped manage the 'patchwork' effect.
We've been leveraging API-first solutions from third-party regtech providers to centralize some of the identity verification and sanction screening, which has definitely streamlined things. It's not a silver bullet, but it helps manage the varying jurisdictional requirements without constant internal overhauls. Are you finding specific new frameworks more challenging than others?
It's a never-ending battle, isn't it? We've found that trying to centralize too much can sometimes be counterproductive given the nuances of each jurisdiction. Perhaps a modular approach to protocol design is more realistic.
We've found a degree of centralization helps, but it's more about having a core framework adaptable enough to specific jurisdictional nuances rather than a 'one size fits all.' The constant adaptation is the nature of the beast, unfortunately.
It's definitely a challenge. We've focused on a risk-based approach, leveraging technology to streamline data collection and analysis, but the core issue remains the lack of true global harmonization. Are you finding specific regions more difficult to navigate than others?
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