원문에서 자동 번역됨 · 원문 읽기 (English)
현재 규모를 확장하고 있으며, 특히 국제 결제를 위한 더 높은 볼륨 처리를 위해 새로운 결제 서비스 제공업체를 온보딩하려고 합니다. 몇몇 주요 업체들과의 KYC/KYB 프로세스가 놀랍도록 번거로웠습니다. 일부 문서 요청은 2008년으로 돌아간 느낌입니다. 견고한 규정 준수와 잘 정립된 핀테크 기업에게 고통스럽지 않은 간소화된 온보딩 경험 사이에서 적절한 균형점을 찾은 분이 계신가요?
I hear you on the KYB friction; it's a constant challenge. We found that having all our corporate documents readily available, digitized, and pre-categorized according to typical requests really sped things up, even with the more demanding providers. Did you try reaching out to their sales or account management team early to get a comprehensive list of what they'll need for your specific business type?
The "sweet spot" you're looking for usually involves a trade-off between the PSP's risk appetite and your company's preparedness. Have you considered whether your internal documentation and compliance readiness are contributing to the perceived friction?
We had a similar experience when we scaled last year. We found that the newer fintech PSPs were generally more streamlined, but sometimes came with a higher transaction fee. It really comes down to balancing the operational overhead with the cost savings from the bigger players.
Traderforum · 한국어