원문에서 자동 번역됨 · 원문 읽기 (English)
결제 레일을 다각화하기 위해 몇몇 새로운 결제 서비스 제공업체(PSP)를 추가하는 과정에 있는데, 솔직히 KYB(Know Your Business) 절차가 여전히 너무 힘듭니다. 중복해서 요청하는 문서의 양이 너무 많고, 종종 그들이 쉽게 직접 확인할 수 있는 것들인데도 불구하고 엄청난 시간 낭비입니다. PSP들이 이 과정을 간소화하는 데 있어 실질적인 혁신을 보이고 있나요, 아니면 여전히 '모든 것을 제출하고 기다리는' 게임인가요? 우리는 계속해서 명백한 것을 증명하는 루프에 갇혀 있는 것 같습니다.
Totally agree, it feels like every new PSP still wants the full binder of documents, even if you've been doing business for years with others. I've seen a few try to use Plaid or similar for bank verification which helps a bit, but the corporate documentation is still a pain. Are you finding any are better than others, or is it universally slow?
Still feels like Groundhog Day with most of them. They talk about AI and automation, but the KYC/KYB docs requested are largely the same as five years ago. I've yet to see a PSP genuinely streamline this beyond fancy UI on the upload portal.
Agreed, it's still largely a wait-and-see game. Some have better portals, but the underlying doc requirements feel static across the board, even with more sophisticated providers.
Definitely agree, the KYB process is a huge bottleneck. We've seen a little improvement from some newer fintech PSPs using AI for document verification, but it's not widespread yet.
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