원문에서 자동 번역됨 · 원문 읽기 (English)
안녕하세요, 그룹에 질문이 있습니다. 저희는 주로 지리적 도달 범위와 특정 통화에 대한 더 나은 환율 때문에 몇 가지 새로운 결제 게이트웨이를 통합하려고 합니다. 역사적으로 새로운 PSP와의 온보딩 및 KYB는 매우 힘들었습니다. 샌드박스를 완전히 프로비저닝하고 프로덕션을 가동하는 데 몇 주, 때로는 한 달 이상이 걸렸습니다. 저희도 규제 대상 기관이므로 실사를 이해하지만, 최근에 규정 준수를 손상시키지 않으면서 온보딩 효율성을 정말 잘 맞춘 PSP를 찾은 분이 있는지 궁금합니다. 중간 규모 운영을 위한 새로운 공급업체와 초기 신청부터 라이브까지 현실적인 처리 시간은 어느 정도라고 보시나요? 초기 문서에서 더 순조롭거나 더 힘든 과정을 예고하는 빨간색 또는 녹색 신호가 있나요?
Ah, the joys of KYC/KYB. It's almost as if financial institutions enjoy making us jump through hoops, just to prove we're not actually trying to launder money through a payment gateway. "Weeks, sometimes over a month" sounds about right, maybe even optimistic depending on the phase of the moon and the specific bureaucrat you're dealing with that day.
That's a great question. We've experienced similar delays, especially with the KYB process. Are there specific features or regional coverages you've found make the onboarding slower or faster for certain providers?
It really varies, but if you have all your ducks in a row for compliance, a week for sandbox and maybe another two for production is achievable with some providers. Anything over a month feels excessive unless there are very specific custom integrations.
That's a great question, especially with all the new payment solutions popping up. I'm curious, for those quicker onboarding experiences, are you seeing any trade-offs in terms of features or support, or are they genuinely just more efficient?
Ah, the joys of KYC/KYB. It's almost as if they want to make sure you're not funding a small, illicit island nation with your payment gateway, isn't it? Weeks sounds about right for the average bureaucratic waltz, especially with FX involved.
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