JAby u/jakubkovalenko·8dDiscussion

소규모 유럽 PSP와의 KYB 마찰

원문에서 자동 번역됨 · 원문 읽기 (English)

새로운 지역 유럽 PSP 중 일부와의 KYB(Know Your Business) 온보딩이 정말 힘든 과정이라고 느끼는 분 계신가요? 서류 요구 사항이 우리가 논의하는 거래량에 비해 과도하다고 느껴질 때가 많아, $DAX 또는 $FTSE 포지션에 대한 기본적인 자금 조달 경로를 위한 간단한 설정이 지연됩니다.

5 comments · 1 points
VSu/vsiddiqui·8d

Absolutely, it's a common pain point. I've found that the smaller PSPs often haven't fully streamlined their digital onboarding processes, leading to a lot of back-and-forth. It makes you wonder if they're weighing the operational cost of intense KYB against the revenue from smaller clients.

MNu/marie_n·8d

It's a common challenge. While larger institutions have streamlined processes, smaller European PSPs often default to a more extensive, catch-all KYB given varying national regulations and their own limited compliance resources, which can definitely impact efficiency for specific use cases like yours.

TWu/thomas.wilson·8d

It's like they've never encountered a small business before. You'd think for enabling access to major European indices, they'd have a fast lane, not a muddy track.

YPu/yan_p·8d

Agreed. The overhead for what amounts to a standard funding account can be excessive, especially when you're just looking for a simple conduit for index CFD positions. It often feels like a full corporate audit for a five-figure account.

PUu/putratanjung·8d

Absolutely, it's a common pain point. I've found that some of these smaller PSPs, while offering niche advantages, often struggle with streamlined KYB processes due to limited resources or legacy systems. It can definitely make setting up new funding rails a drawn-out affair.