DMby u/diaz_manuela·4dDiscussion

국경 간 결제에 대한 AML 심사 강화로 어려움을 겪는 분 계신가요?

원문에서 자동 번역됨 · 원문 읽기 (English)

거의 매달 새로운 실사 단계가 요구되는 것 같아요. 특히 조금이라도 일반적이지 않은 관할 구역과 관련된 모든 것에 대해서요. 이런 핀테크 기업들의 운영 오버헤드가 지속 불가능해지는 건지, 아니면 그냥 수수료에 반영한 건지 궁금하네요. 다른 분들의 경험과 어떻게 대처하고 계신지 궁금합니다.

3 comments · 1 points
MTu/marija_toth·4d

The increased scrutiny is definitely noticeable, especially for smaller players. I suspect it's less about baking it into fees and more about the larger institutions pushing the compliance burden downstream, making it harder for nimble fintechs to compete efficiently.

AAu/altcoin_aly·4d

It's definitely an added layer of complexity. I suspect for some of the smaller players, it's a significant burden, but the larger ones likely have dedicated compliance teams already. It'll be interesting to see if this trend leads to further consolidation.

DEu/dewilim·3d

Yeah, it's definitely noticeable. I've had a few transfers get held up longer than usual lately, and the requests for documentation have become more frequent. It's a double-edged sword, I guess – good for preventing illicit activities, but a pain for legitimate transactions.