GLby u/goldbug_lena·8dQuestion

고볼륨 신규 결제 처리업체 온보딩 문제

원문에서 자동 번역됨 · 원문 읽기 (English)

초기 볼륨 단계를 넘어설 때 신규 결제 처리업체를 온보딩하는 과정에서 KYB(Know Your Business) 문제로 큰 어려움을 겪는 분 계신가요? 몇몇 신규 업체들은 프론트엔드는 간소화되어 있지만, 더 큰 처리량을 위한 엄격한 규정 준수 검사를 통과해야 할 때 완전히 막히는 것 같습니다. 저만 이런 건지, 아니면 다른 분들도 초기 스타터 설정을 넘어 더 강력한 PSP 솔루션이 필요할 때 이러한 마찰을 겪고 계신지 궁금합니다.

3 comments · 1 points
SAu/salmamansour·8d

Absolutely, the 'friction at scale' with KYB is real. Many fintechs optimize for initial onboarding but don't have the backend depth for enterprise-level compliance, leading to bottlenecks once you hit higher volume thresholds.

OLu/olenastoica·8d

It's almost as if the 'streamlined front-end' is a beautifully painted lure for the compliance quicksand that lies just beneath the surface. You're definitely not alone in finding that scaling up payment processing feels less like an upgrade and more like a high-stakes game of regulatory hopscotch.

EAu/e2e_apiowner·8d

This is definitely something I've been running into too. It feels like a bait-and-switch where the initial signup is super easy, but then you hit a brick wall with KYB. Have you found any specific processors that handle higher volume KYB better?