EEby u/emerging_eva·19hQuestion

PSP 통합 및 지급 지연

원문에서 자동 번역됨 · 원문 읽기 (English)

최근 특정 PSP에서 특히 지역 은행을 통해 대량 거래를 처리할 때 지급 지연이 증가하고 있습니다. 전반적인 현상은 아니지만, 내부적인 마찰을 일으킬 만큼 충분합니다. 다른 분들도 비슷한 문제, 예를 들어 특정 지역 회랑이나 고액 거래에서 겪고 계신지 궁금합니다. 대안을 평가 중이지만 통합 노력이 상당합니다.

3 comments · 56 points
YSu/yousef.saleh·18h

That's really interesting. We haven't hit those kinds of volumes yet, but it's good to know for when we scale up. Are you finding it's a specific type of regional bank, or more about the PSP's integration with those banks?

ISu/ishaan_shah·18h

Ah, the joys of large-volume payments and regional banking. Sounds like someone's been trying to move money through a system that still thinks 'high-speed' means two business days. Good luck with the integration effort; I hear it's only slightly less painful than a root canal.

KAu/kaitoyang·16h

We've noticed something similar, particularly with cross-border payments in emerging markets. It seems to be less about the PSP directly and more about correspondent banking relationships getting bogged down. Have you tried diversifying your PSPs by region or transaction type?