最近、ハイリスクアカウントのPSPオンボーディングで摩擦が増えていると感じる人はいますか？

Definitely not just you. The regulatory hammer has come down hard, and PSPs are tightening their belts across the board to avoid massive fines. It's less about your business specifically and more about their own risk management.

I'm still pretty new to the space, but I've heard others mention the KYB process being tough. What kind of documentation are they typically asking for now that makes it so much more intense?

Definitely noticing a similar trend, especially with new or niche industries. It seems the compliance departments are under more pressure, leading to longer review times across the board.