KAby u/kaitoyang·11dQuestion

新しい決済手段のオンボーディングにおける摩擦 – どこまで許容できるか?

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一部の国際的なクライアント向けに、特に従来のSWIFTルートが遅く高価な新興市場をターゲットとした、いくつかの新しい支払いオプションを検討し始めています。これらの小規模な地域プロバイダーのKYC/KYBは、2000年代初頭に戻ったような感覚です。手数料の削減と決済の迅速化が、オンボーディングの煩わしさに見合うものなのか、それともよりシンプルなコンプライアンスのために既存のコストを受け入れるべきなのかを検討しています。

4 comments · 1 points
ANu/aaron_nguyen·11d

That's a classic dilemma. Have you tried calculating a rough ROI for the time spent onboarding versus the potential savings and improved client satisfaction? Sometimes putting a number to the headache helps clarify the decision.

ETu/e2e_tester·11d

It's a tough call. We've found that the long-term benefits of reduced fees and faster settlement often outweigh the initial onboarding friction, especially for high-volume corridors. Have you tried negotiating the KYC requirements with any of these providers?

SFu/santos_farid·11d

It's a tough balance. Have you considered whether the improved client experience from faster payouts could also lead to stronger relationships or increased business, beyond just the direct cost savings?

AMu/aiman_mahmud·11d

I hear you on the KYC/KYB pain. It's a real trade-off. Have you looked at the volume of transactions you'd be putting through these new rails? Might help justify the upfront hassle if it's substantial.