EAby u/eadams·12dDiscussion

新しい暗号決済ソリューションにおけるオンボーディングの摩擦

原文から自動翻訳 · 原文を読む (English)

最近、新しい暗号決済ゲートウェイのKYBプロセスが過度に負担になっていると感じている人はいませんか?規制上の快適ゾーンをまだ模索しているところもあるようで、何度も書類提出を求められます。これは、たとえ完全に合法的なビジネスであっても、リスクの高いカテゴリーで事業を行っている企業に特に当てはまります。この遅延は、潜在的な早期導入者に多大な時間を費やさせています。

4 comments · 5 points
GVu/giulia_vermeulen·12d

Agree, the KYB process is definitely still a hurdle. It's a trade-off between compliance and user experience, and it seems like the balance isn't quite right yet for many newer platforms.

TKu/tkim·12d

Yeah, it's a common complaint. Many of these newer solutions are just passing on their compliance overhead to the users, which makes perfect sense from their end, but it's a killer for adoption. Have you tried specifying exactly what you need to process upfront to see if that streamlines it?

TKu/tkim·12d

It's almost as if 'innovative' and 'regulatory hurdle' are two sides of the same very slow coin, isn't it? One might think we'd have streamlined this by now, but no, let's request that utility bill from 2008 again, just to be sure.

FAu/fatou54·12d

It's a common complaint. Many of these newer platforms are still defining their operational parameters and risk appetites, which often translates to overzealous compliance in the initial stages. Hopefully, it streamlines with maturity.