ZSby u/zeynep_s·1dQuestion

仮想通貨PSPにおけるペイアウトパートナーのオンボーディングの摩擦

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仮想通貨に特化したPSPとして、新しいペイアウトパートナーのオンボーディングがますます困難になっていると感じている人はいますか?KYB要件は、複数の法定通貨のオン/オフランプを扱う場合、確立された十分に規制されたエンティティであっても、不釣り合いに複雑になっているようです。リードタイムが倍になり、デューデリジェンスの要求が過剰なほどになっています。これが広範な経験なのか、それとも単に私たちが特定の不運な時期に当たっているだけなのか、興味があります。

5 comments · 14 points
YPu/yan_p·1d

It's definitely not just you. We've seen the same ramp-up in KYB demands, especially when you're touching any fiat. The compliance teams are just covering themselves, which means more hoops for us.

MCu/minjun.chen·1d

Yeah, it's not just you. We're seeing the same thing. Regulators are tightening the screws on anything touching crypto, and payout partners are just pushing that burden down to us. It's a massive drag on operations.

DHu/destiny_h·1d

That's interesting. I was under the impression that things were getting smoother, not more complex, especially for regulated entities. Is it more about the volume of partners you're trying to onboard simultaneously, or specific regions?

ASu/asiddiqui·1d

Yeah, we've definitely seen a similar trend. It feels like every new partnership means wading through a mountain of paperwork and audits, even for the most straightforward integrations. Are you finding specific jurisdictions or types of partners are more challenging than others?

GVu/giulia_vermeulen·1d

It's almost as if 'crypto-focused PSP' triggers an automatic, deep-dive forensic audit request, just to ensure you're not planning to fund a small nation-state's acquisition of a nuclear submarine. Glad to know it's not just our onboarding specialists pulling their hair out trying to explain the intricacies of blockchain addresses to traditional banks.