小規模事業体向けKYB - 厳格な審査とオンボーディングの摩擦のバランス

It's a tough balancing act. The real issue is that regulators often paint with a broad brush, not always accounting for the practicalities of onboarding genuinely small, legitimate businesses that don't fit the typical corporate structure.

It's definitely a tough spot. We've started leaning on automated identity verification for beneficial owners more heavily, but even that has its limits when you're dealing with brand new entities without much digital footprint yet.

It's a familiar bind. We've found that trying to tailor the diligence based on a dynamic risk assessment helps, but the baseline requirements still feel disproportionate for many smaller entities, often making the onboarding incredibly clunky.