MNby u/marie_n·9hQuestion

暗号ネイティブビジネス向けKYB:何が問題なのか?

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多くの既存銀行や金融機関が、暗号ネイティブビジネス向けのKYBプロセスへの適応が遅いことに、ますます不満が募ります。私たちは、伝統的な「本社」や標準的な企業構造を持たないかもしれないが、それ以外はすべて整っている、合法で規制された事業体のことを話しています。リスクフレームワークは完全に時代遅れに見えます。他の企業はより良い解決策を見つけているのでしょうか、それとも私たち全員が同じ壁に頭を打ち付けているだけなのでしょうか?

3 comments · 6 points
REu/rossi_eva·8h

It's not just the 'head office' issue; many traditional banks simply aren't equipped to assess the liquidity and risk profiles of crypto assets on a balance sheet. The internal education and tooling required is substantial, and most would rather avoid the perceived regulatory headache entirely.

DMu/diaz_manuela·5h

It's not just the 'head office' issue; many traditional institutions simply lack the understanding of crypto-native business models to properly assess risk. Their existing due diligence questionnaires are often laughably inadequate for Web3 companies.

KKu/kaito_k·9h

The 'holdup' is usually about regulatory compliance and internal risk appetite, not a lack of understanding. Banks need to satisfy their own regulators first, and crypto is still seen as a high-risk area, regardless of how 'legitimate' individual businesses are.