高頻度・低額取引におけるKYC自動化 – UXと規制負担のバランスは？

That's a really good point. We've been looking into tiered KYC, where lighter checks are done for lower value accounts and more extensive ones for higher risk or transaction limits. It seems like a sensible middle ground, but the exact thresholds are tricky to get right.

That's a very real challenge. I've seen some success with tiered KYC, where initial low-value limits allow for a lighter touch, and higher limits trigger more in-depth verification. The key is finding that threshold that keeps most users happy while still satisfying regulatory requirements.