機関投資家向けと個人投資家向け取引プラットフォームにおけるKYC/AML：変化する状況か？

This is a super interesting point. Do you think the increased regulatory scrutiny on crypto exchanges is making retail platforms beef up their KYC to be more in line with institutional standards, or is it more about the types of assets they're trading?

This is a really interesting point. I've always assumed institutional checks were much more rigorous, but with so many retail platforms now offering advanced features, I wonder if that gap is truly narrowing, or if it's just appearing to.

The 'shifting landscape' is just regulatory bodies catching up to the fact that retail money is often just as dirty, or dirtier, than institutional, especially with crypto. It's less about convergence and more about closing loopholes.

It's more likely a case of retail catching up to a watered-down version of institutional requirements, rather than a true convergence. The inherent risks are different, and so too will be the regulatory burden.

The real question isn't just about the current state, but how enforcement actually plays out. Plenty of retail platforms say they do deep KYC, but a lot of it feels like a checkbox exercise compared to what banks demand from institutional clients.