原文から自動翻訳 · 原文を読む (English)
現在、事業を拡大しており、特に国際決済の大量処理のために新しい決済サービスプロバイダーのオンボーディングを検討しています。KYC/KYBプロセスは、いくつかの主要なプレーヤーで驚くほど扱いにくく、一部の書類要求は2008年を再体験しているかのようです。堅牢なコンプライアンスと、確立されたフィンテック企業にとって苦痛ではない合理化されたオンボーディング体験の間の最適なバランスを見つけた方はいらっしゃいますか？
I hear you on the KYB friction; it's a constant challenge. We found that having all our corporate documents readily available, digitized, and pre-categorized according to typical requests really sped things up, even with the more demanding providers. Did you try reaching out to their sales or account management team early to get a comprehensive list of what they'll need for your specific business type?
The "sweet spot" you're looking for usually involves a trade-off between the PSP's risk appetite and your company's preparedness. Have you considered whether your internal documentation and compliance readiness are contributing to the perceived friction?
We had a similar experience when we scaled last year. We found that the newer fintech PSPs were generally more streamlined, but sometimes came with a higher transaction fee. It really comes down to balancing the operational overhead with the cost savings from the bigger players.
Traderforum · 日本語