機関投資家と個人投資家のオンボーディングにおけるKYC/AML

That's an interesting point. I've always assumed the standards were pretty much the same, just scaled up for institutions. Are you seeing this divergence more in specific regions or types of financial products?

It's not just a gap; it's a chasm. Regulators might talk universality, but the resources and scrutiny applied institutionally often far exceed what's practical or even legally mandated for most retail, regardless of their net worth.