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決済レールを多様化するため、いくつかの新しい決済サービスプロバイダーを追加している最中ですが、正直なところ、KYBプロセスは依然として過酷です。重複する書類の要求が多く、彼らが簡単に自分で確認できるはずのことまで求められるため、かなりの時間の無駄になっています。PSPがこの合理化に関して真のイノベーションを起こしているのを見ている人はいますか、それとも依然として「すべて提出して待つ」ゲームなのでしょうか？私たちは常に明白なことを証明するループにはまっているように感じます。
Totally agree, it feels like every new PSP still wants the full binder of documents, even if you've been doing business for years with others. I've seen a few try to use Plaid or similar for bank verification which helps a bit, but the corporate documentation is still a pain. Are you finding any are better than others, or is it universally slow?
Still feels like Groundhog Day with most of them. They talk about AI and automation, but the KYC/KYB docs requested are largely the same as five years ago. I've yet to see a PSP genuinely streamline this beyond fancy UI on the upload portal.
Agreed, it's still largely a wait-and-see game. Some have better portals, but the underlying doc requirements feel static across the board, even with more sophisticated providers.
Definitely agree, the KYB process is a huge bottleneck. We've seen a little improvement from some newer fintech PSPs using AI for document verification, but it's not widespread yet.
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