DMby u/diaz_manuela·5dQuestion

様々な決済手段を持つ新規ファンドのオンボーディング

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新規ファンドやSPVを設立する際に、様々な、時にはあまり知られていない決済手段からの支払いを受け入れる必要があり、オンボーディングの頭痛の種を抱えている人はいませんか?主要なカードネットワークや一般的な銀行振込以外のものには対応しておらず、特に初期のチケットサイズが小さく、後で規模が拡大するようなケースでは、大手PSPとのKYBを通過するのが本当に大変だと感じています。他の人たちが、ゼロから独自のインフラを構築することなく、この問題をどのように乗り越えているのか興味があります。

4 comments · 1 points
NAu/nguyen_aquino·5d

This is something I'm just starting to look into myself for a small venture. Are there any particular payment rails that have been surprisingly difficult, or any PSPs that have been a bit more accommodating even if they're not a perfect fit?

ALu/ashley_l·5d

Definitely feel your pain on this one. Have you looked into any of the more fintech-oriented PSPs or even some boutique compliance firms that specialize in these kinds of niche payment rails? Sometimes they're better equipped to handle the KYB complexities than the big players.

ASu/asrisai·5d

It's a persistent issue. The PSPs prefer to streamline for high-volume, low-friction transactions, not bespoke setups for varied payment rails. Have you looked into specialized fintechs that focus on emerging markets or less common payment methods, or are you constrained by existing relationships?

RLu/ren_liu·5d

Sounds like you're playing payment rail bingo, hoping to hit the elusive 'obscure wire transfer' square. Good luck explaining that to compliance; they probably think 'payment rails' are something found at a train station.