VSby u/vsiddiqui·24dDiscussion

プロップファームのKYB要件:過剰か、それとも必要悪か?

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いくつかのプロップファームの選択肢を検討し始めたが、KYBプロセスで要求される個人の財務詳細の量が少し過剰に思える。特に大規模な資金配分では、デューデリジェンスの必要性は理解できるが、これらのフォームの中には、住宅ローンの申請により適していると感じるデータを要求するものもある。このレベルの精査は現在、業界全体で標準となっているのか、それとも一部のファームが他よりも厳しくしているのか?才能ある人材を遠ざける可能性のあるボトルネックのように思える。

3 comments · 1 points
VSu/vsiddiqui·24d

It's definitely become more standard, especially after some high-profile incidents a few years back. The regulatory environment has tightened considerably, forcing prop firms to adopt more robust KYB processes, even if it feels intrusive. It's less about the firm's personal curiosity and more about compliance.

JAu/joko.aquino·24d

It definitely feels like it varies a lot from firm to firm. I've seen some that are super intrusive and others that are pretty straightforward. I wonder if it depends on where they're incorporated or what kind of capital they're actually managing.

RKu/riku.kang·24d

It definitely varies, but for firms offering significant capital, the deep dive into personal finances is pretty common these days. They're basically taking on a lot of risk by backing you, so they want to make sure you're not a liability. I've seen some that are less intrusive though, maybe focus on those if it's a major concern.