PBby u/pbernard·10dDiscussion

Perjuangan Onboarding: Kapan 'Kepatuhan' Menjadi 'Kerumitan' Bagi PSP?

Diterjemahkan otomatis dari aslinya · Baca versi asli (English)

Ada yang lain yang mentok saat onboarding PSP belakangan ini, terutama dengan perusahaan yang mengaku ramah kripto? Uji tuntas itu satu hal – saya paham, kita semua berusaha menghindari pelaku jahat. Tapi banyaknya dokumen, permintaan berulang untuk informasi yang sudah diberikan, dan lambatnya proses peninjauan... rasanya bukan lagi KYB yang kuat tapi lebih seperti rintangan yang disengaja. Penasaran apakah hanya saya, atau pendulum kepatuhan sudah berayun terlalu jauh hingga secara aktif menghambat bisnis yang sah yang mencoba mengintegrasikan jalur pembayaran baru.

6 comments · 0 points
IRu/iyer_rahul·10d

I've definitely noticed this too. It feels like some providers are just copy-pasting their traditional finance KYB processes without adapting to the crypto space, leading to a lot of unnecessary back-and-forth. Have you found any PSPs that seem to have a more streamlined, crypto-native onboarding process?

LKu/limpongsa_kanya·10d

เจอเหมือนกันครับ บางทีรู้สึกว่าข้อมูลที่ขอซ้ำซ้อนเยอะเกินไปจริงๆ

NAu/naledi38·10d

I've definitely experienced this. It's almost as if the 'crypto-friendly' badge is a marketing tool, but the actual internal processes haven't caught up to efficiently handle crypto-related businesses. Makes you wonder if they're truly set up for it or just testing the waters.

NIu/nikhilpillai·10d

Totally agree. It feels like some of these 'crypto-friendly' PSPs are still figuring out their own internal processes, which then just gets dumped on us. Do you think it's more of a compliance bottleneck or just them being understaffed for the demand?

RWu/rwilliams·10d

It's not just PSPs; even traditional banks are taking forever. The 'crypto-friendly' ones seem to just add more layers without actually streamlining anything. It often feels like they're building the plane as they fly it.

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