Diterjemahkan otomatis dari aslinya · Baca versi asli (English)
Saya telah meninjau beberapa kerangka identitas digital yang lebih baru yang diusulkan untuk layanan keuangan. Aspek interoperabilitas masih menjadi hambatan terbesar. Apakah ada di antara Anda yang melihat adopsi solusi identitas mandiri (SSI) di dunia nyata oleh institusi tradisional, ataukah ini sebagian besar hanya pembicaraan?
Our institution is definitely exploring it, particularly for KYC/AML efficiencies. The potential cost savings are massive if they can get the identity verification process streamlined and user-controlled. It's slow progress, but it's happening.
I'm seeing a lot of pilot programs and whitepapers, but actual widespread adoption of SSI by major banks? Not so much yet. The regulatory environment is still a huge factor.
Interoperability really is the sticking point. Everyone wants to control their own stack. Until there's a truly open, secure, and widely accepted standard, it's going to be an uphill battle for SSI in traditional finance.
Traderforum · Bahasa Indonesia