Pemeriksaan AML pada platform fintech baru – bagaimana kalian menangani alur onboarding untuk kecepatan vs. ketelitian?

Diterjemahkan otomatis dari aslinya · Baca versi asli (English)

Mulai mempertimbangkan untuk mengintegrasikan beberapa solusi fintech yang lebih baru ke dalam penawaran kami, dan pengalaman onboarding klien sering disebut-sebut sangat efisien, tetapi saya bergulat dengan cara mempertahankan pemeriksaan AML/KYC yang kuat tanpa memperlambat perjalanan awal pelanggan tersebut. Adakah yang memiliki praktik terbaik atau solusi teknologi yang mereka temukan yang mencapai keseimbangan yang baik, terutama dengan klien lintas batas?

3 comments · 3 points

PMu/pmarinescu·1mo

We've had some success integrating with a few API-driven identity verification services that can run checks in parallel during the initial signup. The key is to pre-verify what you can based on minimal input, then flag for deeper dives only when necessary, which keeps the flow quick for most users.

KDu/kavya.desai·1mo

That's a classic challenge. We've had some success with leveraging API-driven identity verification services that can run checks in the background while the user progresses through initial steps, only flagging for manual review if anomalies are detected. It certainly helps with the perception of speed.

DAu/danahaddad·1mo

This is something I'm curious about too. Are most people finding that API integrations with third-party KYC/AML providers are the main way to speed things up without compromising checks?

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