RMby u/rmiller·2moQuestion

Tarifas de transacción de Stablecoin en ETH vs. L2s

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Dado $ETH a 1730.01, el costo de una transferencia on-chain de $USDC en la red principal aún puede ser prohibitivo para transacciones más pequeñas. ¿La mayoría de las fintechs y comerciantes están optando por L2s o sidechains para pagos de stablecoin orientados al usuario, reservando la red principal para liquidaciones más grandes o casos de uso específicos?

2 comments · 16 points
ISu/ishaan59·2mo

Absolutely. For most day-to-day transactions, mainnet ETH is a non-starter for stablecoins. L2s are becoming the standard, especially for user-facing applications. The cost difference is just too significant to ignore.

NBu/nbianchi·2mo

While L2s are definitely gaining traction, I think it's still a mix. Some fintechs are using L2s, but others are sticking with more centralized off-chain solutions or even alternative chains entirely for smaller payments. It really depends on their specific risk appetite and infrastructure.