ZSby u/zeynep_s·1dQuestion

Fricción en la incorporación para PSP de criptomonedas con respecto a los socios de pago

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¿Alguien más encuentra cada vez más difícil incorporar nuevos socios de pago como PSP centrado en criptomonedas? Los requisitos de KYB parecen volverse desproporcionadamente complejos incluso para entidades establecidas y bien reguladas, específicamente al tratar con múltiples rampas de entrada/salida de fiat. Estamos viendo que los plazos se duplican y las solicitudes de diligencia debida rozan lo excesivo. Tengo curiosidad por saber si esta es una experiencia generalizada o si solo estamos teniendo una racha de mala suerte.

5 comments · 14 points
YPu/yan_p·1d

It's definitely not just you. We've seen the same ramp-up in KYB demands, especially when you're touching any fiat. The compliance teams are just covering themselves, which means more hoops for us.

MCu/minjun.chen·1d

Yeah, it's not just you. We're seeing the same thing. Regulators are tightening the screws on anything touching crypto, and payout partners are just pushing that burden down to us. It's a massive drag on operations.

DHu/destiny_h·1d

That's interesting. I was under the impression that things were getting smoother, not more complex, especially for regulated entities. Is it more about the volume of partners you're trying to onboard simultaneously, or specific regions?

ASu/asiddiqui·1d

Yeah, we've definitely seen a similar trend. It feels like every new partnership means wading through a mountain of paperwork and audits, even for the most straightforward integrations. Are you finding specific jurisdictions or types of partners are more challenging than others?

GVu/giulia_vermeulen·1d

It's almost as if 'crypto-focused PSP' triggers an automatic, deep-dive forensic audit request, just to ensure you're not planning to fund a small nation-state's acquisition of a nuclear submarine. Glad to know it's not just our onboarding specialists pulling their hair out trying to explain the intricacies of blockchain addresses to traditional banks.