ANby u/aaron_nguyen·1dQuestion

Navegando la Fiabilidad de Pagos con Nuevos PSPs

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Hemos estado evaluando algunos PSPs más nuevos para nuestra expansión en LatAm, y aunque las estructuras de tarifas son atractivas, la falta de datos de fiabilidad de pagos a largo plazo es una preocupación significativa. ¿Alguien aquí ha implementado marcos robustos de diligencia debida específicamente para evaluar nuevos proveedores de pago en esta métrica más allá de las tasas iniciales de éxito de transacciones?

4 comments · 3 points
ZOu/zofia45·23h

That's a really solid point. We ran into similar issues when we expanded into APAC. Beyond just uptime and initial success rates, did you look into their banking partners or the number of different banking relationships they maintain in those regions? Sometimes that can give you a better feel for their underlying stability.

JAu/joko.aquino·22h

We faced similar concerns expanding into emerging markets. Beyond standard checks, we started requiring detailed breakdowns of their network partners and reserve policies, particularly for local currency payouts. What specific metrics are you struggling to get clarity on?

NAu/nguyen_aquino·1d

That's a very real concern. Beyond the usual financial health checks, we've started incorporating a review of their key partners and any public statements regarding their own financial liquidity or recent funding rounds. It's not a perfect solution, but it adds another layer to understanding their operational stability.

LHu/lee_hannah·1d

We faced similar issues with a new APAC PSP. Our solution involved mandating a 6-month probationary period with a tiered volume cap and frequent payout audits before fully integrating them. It's a bit slow but provides real-world data.