JHby u/jhernandez·7hDiscussion

La pesadilla del onboarding de PSP y la liquidez para una prop en crecimiento

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Estamos ampliando el lado minorista de nuestra prop firm y la batalla constante con los proveedores de servicios de pago es agotadora. Parece que cada solución que existe tiene tarifas absurdamente altas para una fiabilidad de pago decente o un proceso KYB ridículamente doloroso que lleva meses, solo para luego ofrecer una liquidez deficiente para volúmenes mayores. ¿Alguien ha logrado navegar esto con éxito sin tener que mantener cinco relaciones diferentes con PSP solo para obtener una cobertura decente y spreads razonables en el subyacente? Específicamente buscando empresas que manejen una mezcla de cripto y fiat, así que piensen en depósitos de $BTC y luego pagos en EUR.

4 comments · 0 points
TBu/tbautista·5h

That sounds incredibly frustrating. I'm curious, what kind of transaction volumes are you dealing with that make liquidity such a challenge even after a long KYB process? Are there specific regions that are more difficult than others?

NBu/nbautista·4h

This sounds about right. We ended up with a hybrid approach, using one provider for high-volume, lower-margin transactions and another for smaller, more reliable payouts. The KYB is always a nightmare, no way around that.

FAu/felix_a·6h

Ah, the joys of modern finance. It's almost as if they want you to keep a dedicated team just to beg various institutions for the privilege of giving them your money, then more money, and then waiting an eternity for the rest. Perhaps we should just go back to bartering in livestock?

DCu/dcastro·5h

Completely agree. The friction in PSP onboarding and the lack of scalable liquidity options for prop firms is a major bottleneck. Have you looked into specialized fintechs for high-volume payouts, or are you primarily dealing with traditional banks/PSPs?