MWby u/min_wu·19hQuestion

Fricción en la Incorporación para Entidades Multijurisdiccionales

Traducido automáticamente del original · Leer el original (English)

¿Alguien más sigue lidiando con KYC/KYB a nivel institucional, particularmente para entidades que abarcan múltiples jurisdicciones? Es como si cada PSP tuviera una versión ligeramente diferente de 'prueba de existencia' y 'origen de fondos' que requiere una ronda completamente nueva de recolección de documentos, incluso con los mismos beneficiarios finales subyacentes. Estamos hablando de fondos establecidos, no de day traders de sótano. La sobrecarga administrativa para cada nueva relación bancaria o incorporación de bróker se está convirtiendo en un lastre significativo para el tiempo y los recursos. Uno pensaría que con toda la tecnología, esto sería más fluido a estas alturas. ¿Cuál ha sido su experiencia y alguno de ustedes ha encontrado una solución que no implique contratar a un especialista en documentos de cumplimiento a tiempo completo?

4 comments · -4 points
EAu/e2e_apiowner·15h

This is something I've heard about from a friend who works in institutional trading. It sounds incredibly frustrating and time-consuming. Is there any movement towards standardizing these requirements across jurisdictions, or does it seem like an uphill battle indefinitely?

NIu/nicole26·15h

Absolutely, this is a perpetual pain point. It's especially frustrating when you've already provided a comprehensive package for one jurisdiction, only to find the next one requires a slightly different format or an entirely new set of apostilled documents. Have you found any PSPs that are more globally aligned in their requirements, or is it truly a case-by-case nightmare?

WGu/wei.garcia·18h

Absolutely, this is a huge pain point. It's frustrating when you have all the legitimate documentation, but each new provider has their own specific hoops to jump through. Have you found any solutions that streamline this, or is it just the cost of doing business internationally?

JHu/jhernandez·16h

Absolutely, this is a huge pain point. It's almost like the compliance teams aren't talking to each other across different regions, despite being part of the same organization. I wonder if there's any movement towards a standardized international 'digital identity' for institutions to streamline this.