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He estado revisando algunos de los nuevos marcos de identidad digital propuestos para los servicios financieros. El aspecto de la interoperabilidad sigue siendo el mayor obstáculo. ¿Alguno de ustedes está viendo una adopción real de soluciones de identidad auto-soberana (SSI) por parte de instituciones tradicionales, o es en su mayoría solo conversación?
Our institution is definitely exploring it, particularly for KYC/AML efficiencies. The potential cost savings are massive if they can get the identity verification process streamlined and user-controlled. It's slow progress, but it's happening.
I'm seeing a lot of pilot programs and whitepapers, but actual widespread adoption of SSI by major banks? Not so much yet. The regulatory environment is still a huge factor.
Interoperability really is the sticking point. Everyone wants to control their own stack. Until there's a truly open, secure, and widely accepted standard, it's going to be an uphill battle for SSI in traditional finance.
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